Your one-stop partner for mortgages, protection, and peace of mind

Our Services

How Can a Financial Advisor Help You?

We assists first-time buyers, homeowners, and investors seeking competitive residential mortgages, re-mortgages, first charges second charges. We works with major UK lenders and specialist providers, ensuring clients receive clear advice and support from start to finish.

We assists first-time landlords, homeowners, and investors seeking competitive standard business Buy-to-Let or consumer Buy-to-Let mortgages or re-mortgages. As an experienced mortgage broker we supports investors purchasing buy-to-let or HMO properties. We ensures clients understand lending criteria and helps structure applications to suit personal or limited company ownership. We works with major UK lenders and specialist providers, ensuring clients receive clear advice and support from start to finish

We helps business owners secure finance for commercial and mixed-use properties. We provides tailored solutions designed to meet each client’s requirements, ensuring competitive terms from trusted UK lenders.

We are highly experienced in arranging bridging loans for time-sensitive property transactions. Whether funding a quick purchase, auction property, or refurbishment, we ensures a smooth process from application to completion. Our knowledge of specialist lenders helps clients secure short-term finance efficiently and at competitive rates.

We advises on limited company mortgages and development finance, helping investors grow their property portfolios. We works with lenders offering staged drawdowns for small and large development projects, ensuring compliance with UK lending standards.

We provides access to a range of general insurance options to protect every investment. This includes property, landlord, and commercial cover to safeguard clients’ assets and income.

Collaborated with over 190+ lenders across UK

About us

Bring your finances to your life

At Home and Beyond finance, we believe financial security starts with the right guidance. Whether you’re buying your first home, remortgaging, starting your commercial journey with your first Buy-To-Let property or you are experience landlord or protecting your family’s future, we’re here to make the process simple, transparent, and stress-free.

With FCA qualified professionals in mortgages and protection, our team takes the time to understand your goals and tailor solutions that fit your unique circumstances. We work with a wide range of trusted lenders and insurers, ensuring you receive the most competitive options available — without the jargon or confusion.

Collaborating with your advisors, made easy

Our mission is to help you make confident financial decisions for every stage of life. From securing your dream home to safeguarding what matters most, we’re your partners in planning for a stronger, more secure future

Centralize Communication

All your mortgage and protection updates in one place — transparent, efficient, and secure.

Share Documents Securely

Upload and share documents quickly and securely through our encrypted system — keeping your data protected at every step.

Set Clear Goals and Deadlines

We keep your journey organised, transparent, and always moving toward your dream home.

How it work

Three ways to file, all backed by our Tax Return Lifetime Guarantee

Working with you while understading your financial need

Making your application

Finding the suitable product

FAQ Question

Your questions, answered

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Testimonials

Read why our customers Us

Rated 4.6 out of 5 stars by our customers

From start to finish, the mortgage advice I received was exceptional. Everything was explained clearly, and I felt completely confident with each step. Vikram found us the best deal possible and made what could have been a stressful process incredibly smooth. Highly recommended!

Dan J

I can’t thank Vikram enough for all his help with our mortgage! He was so patient with my endless questions and made the whole process feel easy. I really felt like they cared about getting us the right deal, not just any deal.

Nishani R

I hadn’t realised how important protection cover was until it was explained properly. Vikram helped me choose the right life and income protection policies for my family — now I have real peace of mind knowing we’re covered.

 Gill B