Secure your dream home with expert guidance and trusted advice.
At Home and Beyond finance, we specialise in helping clients find the right residential mortgage — whether you’re a first-time buyer, moving home, or looking to remortgage. Our goal is simple: to make the mortgage process smooth, stress-free, and tailored to your financial goals.
Whole-of-market access – We compare products from a wide range of trusted lenders to find the most suitable deal for you.
Expert, personal advice – You’ll have a dedicated CeMAP qualified advisor guiding you every step of the way.
Clear communication – No jargon, no confusion — just honest, straightforward advice.
Buying your first home is exciting — but it can also feel overwhelming. We’re here to simplify every step, from finding out how much you can borrow to securing your first set of keys.
We’ll help you:
Access government-backed schemes such as Help to Buy, Shared Ownership, and 95% mortgages
Get a clear picture of all the costs involved
If you’re moving to a new home, we’ll help you find the most competitive deal for your new circumstances.
We’ll guide you on:
Whether to port your current mortgage or switch lenders
Managing timelines and costs between sales and purchases
Finding flexible options that suit your changing needs
When your current deal ends, don’t let your rate revert to a higher standard variable rate. We’ll help you review your options and find better terms that could save you money.
We can help you:
Lower your monthly payments
Release equity for home improvements or investments
Consolidate debts responsibly
Buying a new build property often comes with unique challenges — from strict timelines to specific lender requirements.
We’ll ensure:
You secure an offer within developer deadlines
Your mortgage meets new build lending criteria
A seamless process from reservation to completion
If you’ve experienced credit issues in the past, don’t lose hope. We have access to specialist lenders who consider a wide range of financial backgrounds.
We can help clients with:
Late or missed payments
Defaults or CCJs
Previous debt management plans
If you’re looking to invest in a property, we can help you explore buy-to-let mortgage options that align with your goals.
We’ll advise on:
Deposit requirements
Rental yield calculations
Tax and legal considerations
Your Journey to Homeownership Starts Here
Whether you’re taking your first step onto the property ladder or reviewing your current mortgage, we’re here to help you every step of the way.
Get in touch today to speak with one of our mortgage experts and discover how we can help make your homeownership dreams a reality.
